Personal Accident – It can happen at school, in sport, at home or on holiday and when it does there is no warning.

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Introduction
Personal accident insurance is a type of insurance that provides financial coverage to individuals who have sustained bodily injuries as a result of an accident. Accidents can happen anytime and anywhere, and they can lead to serious consequences that may affect a person’s ability to work and earn a living. Personal accident insurance provides peace of mind by offering financial protection to individuals who suffer from an accident-related injury. In this article, we will discuss the reasons why people need personal accident insurance.

Financial protection
One of the primary reasons why people need personal accident insurance is to provide financial protection in the event of an accident. Injuries sustained in an accident can lead to expensive medical bills, lost wages, and other unforeseen expenses. Personal accident insurance provides financial assistance to individuals who have suffered from an accident-related injury, helping to cover medical expenses, hospitalization costs, and other related expenses.

Loss of income
If you are unable to work as a result of an accident-related injury, personal accident insurance can provide you with a regular income. The policy pays out a weekly benefit to help you cover your expenses until you are able to return to work. This can be particularly useful for those who are self-employed and do not have access to sick pay or other benefits.

Cover for a wide range of accidents
Personal accident insurance covers a wide range of accidents, including those that occur at home, at work, or while traveling. Accidents can happen anytime and anywhere, and personal accident insurance ensures that you are covered for a variety of situations. Some policies also provide cover for sports-related injuries, which can be particularly useful for those who participate in high-risk sports.

Peace of mind
Having personal accident insurance provides peace of mind, knowing that you are covered in the event of an accident. Accidents can be traumatic, and the last thing you want to worry about is how you are going to pay for your medical bills and other expenses. Personal accident insurance provides a safety net that can help you focus on your recovery and get back to your normal life.

Conclusion
Personal accident insurance is an important type of insurance that provides financial protection to individuals who have suffered from an accident-related injury. It provides cover for a wide range of accidents and can help you cover medical bills, lost wages, and other expenses. In addition, personal accident insurance provides peace of mind and allows you to focus on your recovery without worrying about financial difficulties. If you haven’t yet considered personal accident insurance, it’s worth looking into to ensure you are protected in the event of an accident.

Accidents, by their very nature, can happen at any time. This insurance not only covers small accidents but also catastrophic ones. Our Personal Accident Cover pays out in the event that you end up with a permanent disability. Not only that, your children are also covered, even when they are playing sport at school. This is the ideal product for adults with children. If you are over 70, we also have a great product for you!